iPayment	Merchant Processing	1st Federal	Mercury Payments
Debit Services	45¢ per Transaction	45¢ per Transaction	45¢ per Transaction	45¢ per Transaction
Check Services	1.39% + 20¢ no image 1.39% + 25¢ check image 1.39% + 10¢ guarantee only Free Equipment or Internet processing available	1.45% + 20¢ no image 1.45% + 25¢ check image 1.45% + 25¢ guarantee only Free Equipment or Internet processing available	1.45% + 20¢ no image 1.45% + 25¢ check image 1.45% + 25¢ guarantee only Free Equipment or Internet processing available	1.39% + 20¢ no image 1.39% + 25¢ check image 1.39% + 10¢ guarantee only Free Equipment or Internet processing available
Gift Cards	$.95 per card purchase No transaction fees No monthly fee	$1.25 per card purchase No transaction fees No monthly fee	$1.50 per card purchase No transaction fees No monthly fee	$1.50 per card purchase No transaction fees No monthly fee
Internet Gateways	FDR Gateway is offered With a card swiper retail fees apply. No card swiper then MOTO fees apply Gateway fee is $10	Authorize.net is offered With a card swiper retail fees apply. No card swiper then MOTO fees apply Gateway fee is $15	Authorize.net is offered With a card swiper retail fees apply. No card swiper then MOTO fees apply Gateway fee is $18	Authorize.net is offered With a card swiper retail fees apply. No card swiper then MOTO fees apply Gateway fee is $15
Support	24/7	24/7	24/7	24/7
Financing Programs	Financing is available	Financing is available	Financing is available	Financing is available